Never Forget Your Preapproval Letter

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Pre-qualification is an informal way to see how much you maybe able to borrow. You can be ‘pre-qualified’ over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you … Read More

Real Estate Lingo Explained

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4B/2B — four bedrooms and two bathrooms. “Bedroom” usually means a sleeping area with a window and a closet, but the definition varies in different places. A “full bathroom” is a room with a toilet, a sink and a bathtub. … Read More

Building Your Wishlist

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Creating a Wish List on paper will help you decide which home you should buy! There are many things to consider when thinking of your new home and making a wish list. You can create check boxes to help you … Read More

Why use a REALTOR?

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Using a real estate agent is a very good idea. All the details involved in home buying, particularly the financial ones, can be mind-boggling. A good real estate professional can guide you through the entire process and make the experience … Read More

Buying with Confidence

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Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment (see Question 4 for help)? How much space do you need? What areas of town do you … Read More

Basic Buying Advice

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Know Your Rights as a Homebuyer Before you start, there are many laws that protect you from scams, unnecessary expenses, and discrimination in the process of homebuying. Know your rights! Find out How Much Mortgage Can You Afford You can … Read More

First Time Home Buyer

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Buying your first home can be scary, but if you follow these tips, you will do just fine! Look at as many homes as possible to get a better feel for ones available in your price range. Keep track of … Read More

Understand Your Credit

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If you have ever applied for a charge card, student loan, or other kinds of credit, you probably have a credit report (or credit profile). Credit reporting agencies collect and organize information about you and your repayment history, and make … Read More

How Much Home Can You Afford?

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Home loans can be available from several types of lenders–thrift institutions, mortgage companies, commercial banks, and credit unions. Various lenders may quote you different prices, so you should contact several lenders to make sure you’re getting the best price. You … Read More

Pros and Cons of Home Ownership

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You probably started the home buying process in one of two ways: you saw a home you were interested in buying or you consulted a lender to figure out how much money you could borrow before you found a home … Read More

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