Nashville TN Area Real Estate | Middle Tennessee Real Estate


Information Needed for a Home Loan Application

W-2 (2-years) & Current Pay Stubs, Self-Employment or 1099  – Last 2 years tax returns Landlord name/ Telephone – Last 2 years Employer name/ Address/ Telephone – Last 2 years Asset Information – Past 2 month’s bank statements Information on Stocks/ Bonds/401K, etc. Name and telephone number of Realtor Name and telephone number of Escrow NOTE: The above is …

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The Home Loan Process

Pre-qualification/ Pre-approval (Credit Report Run) Formal Loan Application Taken Escrow and Title Ordered Appraisal Ordered Income and Asset Information Verified Complete Loan Package Submitted TO Underwriter Loan Approved Obtain and Forward to Underwriter any additional items that may be required Interest Rate Locked Loan Documents Ordered and Sent To Escrow Loan Documents Signed by Borrower(s) …

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Understand Your Credit

If you have ever applied for a charge card, student loan, or other kinds of credit, you probably have a credit report (or credit profile). Credit reporting agencies collect and organize information about you and your repayment history, and make it available to those who are considering granting you credit. Landlords, employers, government licensing agencies, …

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